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SOLD – 4094 Valkommen Dr. Denair

4094 Valkommen Dr Denair SOLD

Luxurious Newer Home in Denair. This fabulous newer home in Denair presents in pristine condition, giving the impression and ambiance that it’s never been lived in. With approximately 1, 648 square feet of living space, this property offers both style and comfort throughout. Enormous great room that flows into an inviting kitchen. Stunning kitchen with large quartz island providing ample counter space. Abundant cabinetry perfect for cooking enthusiasts. 3 stylish and comfortable bedrooms. Convenient indoor laundry room. Practical butler’s pantry. 2-car garage. Potential RV storage space on the side yard. Spacious backyard offering endless possibilities for personalization. This property combines luxury with practical living spaces, making it an ideal home for those seeking both elegance and functionality in the desirable Denair area. A Must See!! 

 

SOLD – 1862 Katherine Ct. Turlock

1862 Katherine Ct. Turlock, SOLD

Custom, Remodeled, and Very Stylish Home!! Approx. 1922sf with 3 Bedrooms & with a potential 4th Bedroom, currently used as the Master Retreat. New Contemporary Design, New Imperfect smooth Sheetrock, Engineered Hardwood Floors, New Light Fixtures, New Interior doors with Emtek Hardware, Brizo Plumbing Hardware, Leathered Granite Counter Tops, and Marble Counters in Bathrooms. The Backyard is a Park-like setting with a cozy Fire Pit to enjoy the Big Trees & the large Patio area under the Trellis which is surrounded by the New Fenced Backyard. The Home also Features a 3 Car Garage & a Tool Shed in the Backyard. 

 

SOLD – 42 ac Monte Vista Avenue, Denair

SOLD 42 ac Monte Vista Avenue

Surrounded by Orchards. Approx, 33 acres of Independence Almond Trees on Drip and Micro-Sprinklers, Planted in 2022 on 22×13 Spacing, Viking Root Stock. Also, Another 6 Acres of Butte (50%), Padre (16.7%), and Livingston (33.3%) Almond Trees planted in 2001, 18×18 Spacing, Nemaguard Root Stock, on Micro-Sprinklers and Drip. Both Blocks irrigate through the Neighboring Family Orchards through Booster Pumps off the TID Main Canal (Class 2) and 3 Irrigation Wells, Easement to be established prior to the closing of Escrow. Multiple and Adjacent Neighboring Orchard Properties are For Sale, too.

Is a 15-or 30-Year Mortgage Right for You?

Is a 15- or 30-Year Mortgage Right for You?

You can build equity faster with a shorter term since more of your payment goes toward paying down principal.

Takeaways

    • When choosing a mortgage, two main options is a 30-year term and a 15-year term, though some lenders have additional options.
    • A longer-term mortgage will usually mean lower monthly payments, but a higher cost over the life of the loan; a shorter-term mortgage will reduce the overall loan cost and may have a lower interest rate, but will require higher monthly payments.
    • No matter your loan term, you can make additional payments toward the principal to save money and pay your mortgage off faster.

If you’re preparing to buy a home, you will need to look at not only mortgage interest rates, but also loan types and terms. Your mortgage term is how long you have to repay the loan, and most terms are 15 or 30 years.

Should you get a 15- or 30-year mortgage? If you can afford the payment on a 15-year mortgage, the long-term interest savings are great. But the lower monthly payment of a 30-year mortgage could offer you more flexibility if your financial situation changes.

Here, we break down the 15- vs. 30-year mortgage debate, including the pros and cons of each and how to decide between the two.

What Is the Difference Between a 15- and 30-Year Mortgage?

The primary difference between a 15- and 30-year mortgage is the length of time to pay off the loan.

A 15-year mortgage pays off your home in half the time of a 30-year loan and saves on interest overall. Borrowers typically qualify for lower interest rates for 15-year loans because the shorter term reduces risk for lenders.

The shorter term also means that more of your payment goes toward paying down principal, so you can build equity faster than with a 30-year mortgage. The trade-off is a higher monthly payment than a 30-year mortgage – at current rates, 20% or more. “The higher costs may not leave room for additional homeownership costs, such as renovations or unexpected repairs and maintenance,” says Shelby McDaniels, national director of business development at Chase Home Lending.

A 30-year loan’s lower monthly payment can provide more cushion in your budget. This can help make homeownership a possibility for more people.

30-Year Mortgage Pros and Cons

Pros

    • Lower monthly payments than a 15-year loan because they are stretched out over a longer time.
    • Easier to qualify for this loan with its smaller payments.
    • More room in your budget for other financial goals.

Cons

    • Higher interest rates because lenders consider a 30-year loan a greater risk than a 15-year loan.
    • Higher total interest paid.
    • Slower growth in home equity than a 15-year loan.

15-Year Mortgage Pros and Cons

Pros

    • Lower interest rates compared with 30-year loans because lenders take on less risk.
    • Lower total interest charges than a 30-year mortgage
    • Quicker loan payoff.
    • Faster equity growth, with more of your payment going toward principal.

Cons

    • Higher monthly payments compared with a 30-year loan.
    • You may not qualify for as big a loan because of the higher monthly payments.
    • Larger payments leave less flexibility for other financial goals, such as saving.

Crunching the Numbers: 15- vs. 30-Year Mortgage

Let’s say you need a $300,000 mortgage and qualify for a 15-year at 6.5% or a 30-year for 7.5%. Here’s how those costs would compare:

15-Year 30-Year Difference
Monthly Payment $2,613 $2,098 $516 savings per month if you choose a 30-year mortgage
Total Interest Paid After Full Term $170,398 $455,152 $284,754 savings in total if you choose a 15-year mortgage
Total Loan Amount After Full Term $470,398 $755,152

Alternatives to a Standard Mortgage Payoff

Exploring Other Mortgage Terms

If you’re on the fence between a 15-year and a 30-year loan, some lenders offer terms in the middle, such as a 20- or 25-year mortgage term. There are even some companies with 10- or 40-year terms if you’re looking for even more flexibility. Ask your mortgage professional to run the numbers to see which term option is best for you.

Paying Off Your 30-Year Mortgage in 15 Years

“There are tricks and hacks to dramatically reduce interest over the loan term,” says Erik Katz, president and founder of Rustic Country Real Estate in West Point, California. “If you take a 30-year loan and pay a few extra hundred a month, you may pay that mortgage down in 15 years anyway.”

Katz also suggests making an extra full payment at the end of each year if you can swing it to make a nice dent in the principal. You can also set up mortgage payments every two weeks, which results in an extra payment per year.

This way, if things ever get tight financially, you’re not locked into a higher payment. Just confirm that your lender doesn’t charge a prepayment penalty.

Refinancing

Starting off with a traditional 30-year term is best for many people. But if circumstances arise a few years into the mortgage that might allow you to refinance to a 15-year loan, such as a dramatic drop in interest rates, it could be worth exploring.

On the flip side, if you start out with a 15-year mortgage and the payments become difficult to manage, you can see if stretching it out into a longer loan term might help ease the financial pressure. Just be aware that doing so will mean paying more interest over the life of the loan.

15- vs. 30-Year Mortgage: How to Decide

Deciding between a 15- or 30-year mortgage comes down to finances and flexibility. Keep in mind that 30-year mortgages are far more common than 15-year loans for a reason: They are more affordable. The lower payment will give you more wiggle room, especially if your financial future is uncertain or your dream home wouldn’t be within reach with a 15-year mortgage.

On the other hand, a 15-year mortgage can offer savings if you have steady income to support your monthly payments and other expenses, including emergencies. “If the interest rate is a lot lower for the 15-year, that’s where I would advise to run the numbers,” says Katz.

Age may be a factor in your decision when weighing a 15- versus 30-year mortgage as well. “A 15-year mortgage could be a better option for those who are determined to pay off additional debts quickly, especially those who are preparing for an early retirement and want to minimize monthly payments,” says McDaniels.

A 40-year-old borrower, for example, could pay off a 15-year mortgage by age 55 while still owing on a 30-year mortgage through age 70.

If your ultimate goal is to save money, says Katz, “the name of the game is how fast can you get your house paid down.” Do the math and calculate your potential mortgage payment before you decide.

Source: money.usnews.com ~ By  ~ Image: CanvaPro

1946 Noble Ln. Turlock, 3bed/2bath/1,125sqft/5,301sqft lot

1946 Noble Ln, Turlock

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$419,900 – Welcome to 1946 Noble Lane, Turlock! A starter home in Turlock with 1125 sq ft, 3 bedrooms, and 2 full baths built in 1992, located minutes off Highway 99 and within walking distance to shopping and parks, featuring a koi pond in the backyard, fits well within the typical offerings in Turlock’s market. 2 car garage. High ceilings, Open Living and Kitchen Spaces. Come see this one…It needs some TLC and Love!! 

 Interior

Bedrooms

  • Bedrooms: 3

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Appliances

  • Dishwasher
  • Disposal
  • Free Standing Electric Range
  • Laundry Features: In Garage

Heating and Cooling

  • Cooling Features: Ceiling Fan(S), Central
  • Fireplace Features: Insert, Family Room, Gas Piped
  • Heating Features: Central
  • Number Of Fireplaces: 1

Kitchen and Dining

  • Dining Room Features: Dining/Family Combo
  • Kitchen Features: Pantry Cabinet, Kitchen/Family Combo, Tile Counter

Interior Features

  • Flooring: Carpet, Laminate

Other Rooms

  • Living Room Features: Great Room

 Exterior

Exterior and Lot Features

  • Fencing: Fenced
  • Other Structures: Shed(S)

Land Info

  • Lot Description: Auto Sprinkler Front
  • Lot Dimensions Source: Acres
  • Lot Size Acres: 0.1216942
  • Lot Size Source: Assessor Auto-Fill
  • Lot Size Square Feet: 5301

Garage and Parking

  • Garage Spaces: 2
  • Garage Description: Detached
  • Parking Features: Detached

Home Features

  • View: City
  • Security Features: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector

 Community

Rental Info

  • Existing Lease Type: Net

Homeowners Association

  • Association: No
  • Calculated Total Monthly Association Fees: 0

School Information

  • Elementary School District: Turlock Unified
  • High School District: Turlock Unified
  • Middle Or Junior School District: Turlock Unified

 Listing

Other Property Info

  • City Region: Turlock
  • Source Listing Status: Active
  • County: Stanislaus
  • Cross Street: Tully
  • Directions: HWY 99 TO FULKERTH-EAST. LEFT ON TULLY. RIGHT ON NOBLE. ON THE RIGHT SIDE.
  • Disclaimer: All Data, Photos, Visualizations, And Information Regarding A Property, Including The Property’S Compliance With State And Local Legal Requirements And All Measurements And Calculations Of Area, Have Been Obtained From Various Sources, And May Include Such Material That Has Been Generated By Use Of Artificial Intelligence. Such Information And Material Have Not Been And Will Not Be Verified For Accuracy By The Listing Broker Or The Multiple Listing Service, And Are Not Guaranteed As Complete, Ac
  • Source Property Type: Residential
  • Area: 20301
  • Source Neighborhood: 20301
  • Parcel Number: 088-015-029-000
  • Postal Code Plus 4: 2286
  • Zoning: RES
  • Property Subtype: Single Family Residence
  • Source System Name: C 2 C

 Features

Building and Construction

  • Total Square Feet Living: 1125
  • Year Built: 1992
  • Other Buildings: Shed(S)
  • Construction Materials: Stucco, Frame, Wood
  • Direction Faces: North
  • Foundation Details: Slab
  • Living Area Source: Assessor Auto-Fill
  • Property Age: 33
  • Roof: Composition
  • Structure Type: Detached
  • House Style: Contemporary
  • Architectural Style: Contemporary

Utilities

  • Electric: 220 Volts
  • Sewer: Sewer Connected, In & Connected
  • Public
  • Water Source: Public

1020 Oriole Ct. Merced, 3bd/2ba/1475sf/5785sf lot

1020 Oriole Ct, Merced

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$443,000 – This Special Home at 1020 Oriole in Merced is a Great Starter home featuring approximately 1, 375 sq. ft. with 3 bedrooms and 2 full bathrooms. It offers Newer Paint, Newer Floors including Tile and Carpet, a Large Kitchen with Pantry Closet, a spacious Great Room with a Fireplace, and an Inside Laundry. The property has a New Fence, a nice Patio Area, and a Two-Car garage. It is located on a Court. The home is conveniently near the University of California, Merced, Merced College, high schools, and shopping centers, making it ideal for families and students. This turnkey home is ready to move in and is a Must-See family home. 

 Interior

Bedrooms

  • Bedrooms: 3

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom Features: Tub W/Shower Over

Appliances

  • Free Standing Gas Range
  • Dishwasher
  • Disposal
  • Laundry Features: Inside Room

Other Rooms

  • Great Room
  • Living Room Features: Great Room

Heating and Cooling

  • Cooling Features: Ceiling Fan(S), Central
  • Fireplace Features: Family Room
  • Heating Features: Central
  • Number Of Fireplaces: 1

Kitchen and Dining

  • Dining Room Features: Breakfast Nook, Dining Bar, Formal Area
  • Kitchen Features: Tile Counter

Interior Features

  • Flooring: Carpet, Tile
  • Window Features: Dual Pane Full

 Exterior

Exterior and Lot Features

  • Fencing: Fenced

Land Info

  • Lot Description: Auto Sprinkler F&R
  • Lot Dimensions Source: Acres
  • Lot Size Acres: 0.1328053
  • Lot Size Dimensions: Approx. 5784 Sf
  • Lot Size Source: Assessor Auto-Fill
  • Lot Size Square Feet: 5785

Garage and Parking

  • Garage Spaces: 2
  • Garage Description: Attached, Garage Facing Front
  • Parking Features: Attached, Garage Facing Front

 Community

Rental Info

  • Existing Lease Type: Net

Homeowners Association

  • Association: No
  • Calculated Total Monthly Association Fees: 0

School Information

  • Elementary School District: Merced City
  • High School District: Merced Union High
  • Middle Or Junior School District: Merced City

 Listing

Other Property Info

  • City Region: Merced
  • Source Listing Status: Active
  • County: Merced
  • Cross Street: Blackhawk
  • Directions: G Street To Yosemite-South. Quail Avenue-East. Left On Partridge. Left On Blackhawk. Right On Oriole Court.
  • Disclaimer: All Data, Photos, Visualizations, And Information Regarding A Property, Including The Property’S Compliance With State And Local Legal Requirements And All Measurements And Calculations Of Area, Have Been Obtained From Various Sources, And May Include Such Material That Has Been Generated By Use Of Artificial Intelligence. Such Information And Material Have Not Been And Will Not Be Verified For Accuracy By The Listing Broker Or The Multiple Listing Service, And Are Not Guaranteed As Complete, Ac
  • Source Property Type: Residential
  • Area: 20409
  • Source Neighborhood: 20409
  • Parcel Number: 231-153-001-000
  • Postal Code Plus 4: 8323
  • Zoning: RES
  • Property Subtype: Single Family Residence
  • Source System Name: C 2 C

Source Property Type: Residential

  • Area: 20409
  • Source Neighborhood: 20409
  • Parcel Number: 231-153-001-000
  • Postal Code Plus 4: 8323
  • Zoning: RES
  • Property Subtype: Single Family Residence
  • Source System Name: C 2 C

 Features

Building and Construction

  • Total Square Feet Living: 1475
  • Year Built: 1995
  • Construction Materials: Frame
  • Direction Faces: East
  • Foundation Details: Concrete
  • Living Area Source: Assessor Auto-Fill
  • Property Age: 30
  • Roof: Tile
  • Structure Type: Attached
  • House Style: A-Frame
  • Architectural Style: A-Frame

Utilities

  • Electric: 220 Volts
  • Sewer: Sewer Connected, In & Connected
  • Public
  • Water Source: Public

Home Features

  • Security Features: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector

SOLD – 8238 Kapor Wy, Hilmar

SOLD - 8238 Kapor Wy, Hilmar

Welcome to Hilmar Gold!! This Perfect Family home features Approx. 1524sf with 3 bedrooms, 2 baths on a Large Corner Lot. Great Room Concept with large Family Areas, Soaring Vaulted Ceilings, Cozy Brick Fireplace, And Formal Dining area. Updated Kitchen with Granite counters, Stainless Appliances, and Stylish Tile Floors. Backyard is very accessible from the Corner Lot. Tool Shed, Garden, Fire Pit, and Large Patio Area with additional Outdoor Living Space. 

How to Sell Your Home While Living In It

How to Sell Your Home While Living In It

Buyers have all kinds of schedules and you may sometimes need to show your house at the last minute, depending on the kind of market where your home is listed.

Key Takeaways

    • Buyers often make decisions based on quick impressions, so sellers should develop a system for containing the mess of daily life before showing a home.
    • Declutter surfaces, closet space and cabinetry, and designate a space for children’s toys and pets.
    • Check with your real estate agent about the housing market in your area and how many showings you might expect.

Buying a house was one thing, but now you’re ready to upgrade, and you have to sell that house while you live in it. It’s a problem a lot of homeowners face, and although selling your home while you’re living in it can be a challenge, it’s not an impossible situation.

In fact, it’s common for sellers to live in their house until they sell it. But to do it successfully, you’ll need a plan to keep your living space tidy and ready to show to buyers.

Begin at the Beginning

Getting your house ready to show requires thinking like a buyer. No one expects you to live in a museum, but you should consider the impact of your belongings and lifestyle on potential buyers who may come in to look around.

“Everyone sees things differently,” says Désirée Ávila, real estate agent at Charles Rutenberg Realty Fort Lauderdale in Fort Lauderdale, Florida. “Some like to see it with the current furniture, while others prefer to see it empty so they can imagine their own furniture in it. That being said, a tip I always give clients is to declutter and depersonalize. Make the house look neutral, kind of like a hotel room.”

Although most people with families and busy schedules can live a bit of a chaotic life behind closed doors, it’s important to develop a system for containing all the mess that comes with being a person before you start showing your home. Buyers often make decisions based on their impressions, regardless of how great your house is under the necessary layer of lifestyle.

“Leaving mail on the counter, dishes in the sink, etc., makes the house look messy, smaller and oftentimes gives the impression the house is in worse shape than it is,” says Rick Albert, broker associate and investor with LAMERICA Real Estate in Los Angeles. “In residential real estate, there is a lot of emotion and feelings. It trumps logic more than people will admit.”

Just How Much Should You Tuck Away?

Realtors will tell you to declutter, but they rarely go into great detail about what that means. For someone who is naturally a little cluttery, it can be hard to know when you’ve reached the peak decluttered point.

“Try to reduce every surface (countertops, dressers, coffee tables) by a third,” says Ginger Lazovik, real estate agent with the Falk Ruvin Gallagher Team of Keller Williams in Milwaukee. “A good rule is three items per surface. Make sure that each surface is free of clutter and has no more than three essential or decorative items on it. Next, downsize the items in your closet and cabinetry by half. When buyers tour, they open closets and cabinets. Overstuffed cabinetry makes your home look like it does not have enough storage.”

But where do you put all that stuff you need to remove temporarily, but don’t want to get rid of permanently? A lot of sellers will automatically rent a storage unit, but real estate professionals say that’s not always a necessary expense if you have suitable storage space in your home and not too much decluttering to do.

“If sellers are able to neatly store their boxed items in the garage, basement, or extra room in the home, a storage unit may not be necessary,” says Jessica Fisher, real estate agent with RE/MAX Professionals in Cottage Grove, Minnesota. “Potential buyers are forgiving of boxes as long as they are neat, tidy, and not hindering their ability to examine the space.”

Enhance Your Home Before Listing

You may have heard that a home needs to be professionally staged to sell. This is not necessarily true. When you’re living in a home that you’re selling, people understand that you still live there. It’s still important to make your home seem very appealing.

“A well staged home can include the owner’s personal furniture,” Lazovik says. “Make sure that you do not have too many pieces of furniture in any particular room. Remove overstuffed chairs or anything that looks worn or damaged. Add layers like cozy pillows and fresh blankets and throw rugs to freshen up your space. Fresh flowers add color and a clean smell.”

The money you save on staging can pay off big time if you spend it on improving the first impressions of your home. After all, if people drive by, but aren’t interested enough to walk through the front door, you’ll never sell your house.

“The outside is the first impression a buyer will get of the house,” says Ávila. “As the old saying goes, you never get a second chance to make a good first impression. Investing in making the outside look inviting is essential, otherwise some buyers may choose to pass on the house altogether.”

Managing Showings While You Live in Your Home

Once your house is ready to show – really ready – it’s time to figure out how to keep it in show-ready condition. Buyers have all kinds of schedules and you may sometimes need to show your house at the last minute, depending on the kind of market where your home is listed.

“The kitchen and bathrooms must look impeccable. Always close the toilets and pull the shower curtain,” says Ávila. “Little Johnny might not like to make his bed but it is important that it is made if showings are expected. If the realtor gets a call that there is a cash buyer willing to close quickly, if the seller really wants to sell, they need to be ready to make an exception (to their showing schedule). If little Johnny’s bed is made, that is one less thing to scurry about doing to get the house ready for a showing not during the regular showing schedule.”

Other things to consider when preparing for showing are children’s toys and pets, both of which can make a house very hard to show if they’re not kept up with. If your child is too young to keep their toys completely picked up, or you can’t take the dog for a walk during every showing, there are options.

“What I have done is asked that kids’ toys be in a designated area, rather than all over the place,” says Albert. “For example, maybe the toys can all stay in the kid’s bedroom. For pets, gate off the side of the house and the pets can hang out there during the showing.”

Know What to Expect From Your Market

The idea that it’s a buyer’s market everywhere is fading, and there’s a lot of differentiation starting to take place. Understanding your market will help you set your expectations.

“For years, the country was moving in lockstep – it was a seller’s market everywhere,” says Lazovik. “Now, depending on where you live, it is either a buyer’s market, like Austin, a neutral market, or still a seller’s market, like Milwaukee.”

There are lots of different markets even within a single metro area, but your agent can give you some idea of what has happened with houses like yours and get you ready for what’s to come, whether that’s a chaotic cluster of showings that will feel like you’re in a war zone, or something a bit slower.

“The Twin Cities is currently experiencing what I call ‘A Tale of Two Markets,’” says Fisher. “Homes at $350K and below that are priced and presented well still have a chance at several showings and multiple offers. The move-up home market is much different. Sellers with homes priced above $350K can expect fewer showings and longer days on the market because this buyer pool typically has a home to sell first or is reluctant to give up their current lower mortgage rate. Although we don’t have the ability to see the future, we as agents try to prepare each seller for their specific situation.”

Source: realestate.usnews.com ~ By  ~ Image: Canva Pro

PRICE REDUCTION 5526 Hollyhock Way, Riverbank, 4bd/2.5bth/1935sf/5210sf lot

5526 Hollyhock Way, Riverbank

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#PRICEREDUCTION $549,900 – This 4 Bedroom Family Home is located in Riverbank. Great Family Residence with Approx. 1935sf, featuring 4 Bedrooms, 3 baths, Laminate Flooring, and a Long Driveway. This Home includes inside Laundry Upstairs, plenty of windows for interior Lighting, Separate Family and Living areas, and a Den. Recent updates include a new water heater, a Newer HVAC system, Fresh Inside and Outside paint, New Grass in the backyard, and Newer Shower Doors. The property is conveniently located near Very Popular Shopping Centers in Riverbank. Big Backyard for Entertaining, Gardening, and Grass area to Play Ball!! A Must See!

 Interior

Bedrooms

  • Bedrooms: 4
  • Primary Bedroom Features: Closet

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1
  • Primary Bathroom Features: Double Sinks, Tile, Tub W/Shower Over

Appliances

  • Built-In Electric Oven
  • Dishwasher
  • Disposal
  • Laundry Features: Upper Floor, Inside Area

Other Rooms

  • Family Room, Great Room, Living Room

Heating and Cooling

  • Cooling Features: Ceiling Fan(S), Central
  • Fireplace Features: Family Room
  • Heating Features: Central
  • Number Of Fireplaces: 1

Kitchen and Dining

  • Dining Room Features: Space In Kitchen
  • Kitchen Features: Breakfast Area, Pantry Cabinet, Kitchen/Family Combo, Tile Counter

Interior Features

  • Flooring: Carpet, Laminate, Tile

 Exterior

Exterior and Lot Features

  • Fencing: Back Yard
  • Road Responsibility: Public Maintained Road

Land Info

  • Lot Description: Shape Irregular
  • Lot Dimensions Source: Acres
  • Lot Size Acres: 0.1196051
  • Lot Size Source: Assessor Auto-Fill
  • Lot Size Square Feet: 5210

Garage and Parking

  • Garage Spaces: 2
  • Garage Description: Attached, Garage Door Opener, Garage Facing Front
  • Parking Features: Attached, Garage Door Opener, Garage Facing Front

Home Features

  • View: City

 Community

Rental Info

  • Existing Lease Type: Net

Homeowners Association

  • Association: No
  • Calculated Total Monthly Association Fees: 0

School Information

  • Elementary School District: Riverbank Unified
  • High School District: Riverbank Unified
  • Middle Or Junior School District: Riverbank Unified

 Listing

Other Property Info

  • City Region: Riverbank
  • Source Listing Status: Active
  • County: Stanislaus
  • Cross Street: Meadow Gate
  • Directions: Oakdale Road. Crawford Then Left On Squire Wells (R) On Heartsong (L) On Hollyhock.
  • Disclaimer: All Data, Photos, Visualizations, And Information Regarding A Property, Including The Property’S Compliance With State And Local Legal Requirements And All Measurements And Calculations Of Area, Have Been Obtained From Various Sources, And May Include Such Material That Has Been Generated By Use Of Artificial Intelligence. Such Information And Material Have Not Been And Will Not Be Verified For Accuracy By The Listing Broker Or The Multiple Listing Service, And Are Not Guaranteed As Complete, Ac
  • Source Property Type: Residential
  • Area: 20201
  • Source Neighborhood: 20201
  • Parcel Number: 075-078-043-000
  • Postal Code Plus 4: 9511
  • Zoning: RES
  • Property Subtype: Single Family Residence
  • Source System Name: C 2 C

 Features

Building and Construction

  • Total Square Feet Living: 1935
  • Year Built: 2003
  • Construction Materials: Stucco, Wood
  • Direction Faces: West
  • Foundation Details: Slab
  • Living Area Source: Assessor Auto-Fill
  • Property Age: 22
  • Roof: Composition
  • Structure Type: Detached
  • House Style: Contemporary
  • Architectural Style: Contemporary

Utilities

  • Electric: 220 Volts
  • Sewer: Public Sewer
  • Public
  • Water Source: Public

How Long Does It Take to Sell a House?

How long it takes to sell a house

How long it takes to sell a house depends on numerous factors. Here’s a look at the typical home-selling timeline.

Key Takeaways:

    • In February 2025, it took an average of 78.5 days to sell a home, from listing to closing.
    • The state of the market, the number of days on the market, the home’s price, its condition and its location can impact the selling timeline.
    • A listing agent can provide a market analysis of the home, discuss pricing strategies and explain the entire sale process.

Every homeowner’s home-selling journey is unique, even in terms of the time it takes to close the deal. In some cases, it could take just a matter of weeks from when it’s listed to closing, while others could sit on the market for months before going under contract. How long it takes to sell a house depends on your local market conditions, demand, the decisions you make and how you approach the selling process.

    • How long does it take to sell a house?
    • Factors that impact the house-selling timeline.
    • What is a typical selling timeline?

How Long Does It Take to Sell a House?

As of February 2025, the median days on market, or the number of days a home sat on the market before going under contract, was 54 days, according to real estate brokerage Redfin. Between Feb. 10 and March 30, the median number of days to close on a home after going under contract was 24.5 days. That totals 78.5 days on average from listing to closing; however, the sale of your home could be different. Every market and individual sale will vary in terms of the number of days on market and the time it takes to close.

Factors That Impact the House-Selling Timeline

While some houses may sell quickly, others can take longer. Once a house is listed, several factors can influence the speed of the sale. Here are some of the biggest factors to consider.

State of the Market

The law of supply and demand plays an important role in the real estate market on a national and local level. The state of the market is typically expressed as a buyer’s market or a seller’s market.

In a buyer’s market, there’s a bigger supply than there is demand for housing. It typically takes longer to sell in a buyer’s market. In a seller’s market, the demand exceeds the supply. Homes sell faster and sellers can command a higher asking price. A balanced market is one with four to six months of supply.

The Number of Days on the Market

Buyers tend to be more cautious of homes that have been on the market longer than others. “Buyers start to wonder what is wrong with the property and may pass it over for another property that hasn’t been available as long,” says Jessica Fisher, a licensed real estate agent in Minnesota and Wisconsin.

Pricing

Pricing your home too high can result in fewer offers or offers coming in considerably under the asking price. “In this market, homes are selling quickly if they are appropriately priced,” says Fisher. “Over-pricing presents challenges, including the stigma that comes with a home being on the market for any length of time.”

Condition of the Home

Potential buyers may overlook a home that needs extensive repairs. This could lengthen the time a house sits on the market. Uncovering problems with the home could also lead to additional negotiations and concessions that may impact the selling timeline.

Location

Location is key in how long it takes to sell a house and the property’s perceived value. If the house is in a highly desirable location, then it could sell quickly. If it’s located in an undesirable neighborhood, it could take longer.

The House-Selling Timeline

There are several steps to the home-selling process. Here is the typical timeline and how long each step usually takes:

Hire a Real Estate Agent

If you’d rather not spend the time and effort selling the home yourself, a real estate agent can help you through every part of the home sale.

“The first thing a homeowner should do is contact a trusted Realtor,” says Fisher. “A Realtor will be able to give the homeowner a clear picture of what’s happening in the local market and will also be able to provide a market analysis of the home, discuss pricing strategies and explain the sale process from start to finish.”

It’s also important to compare and interview agents in your area. “Sellers should hire an agent that honestly communicates with them about the market value of their home, the process of selling and what to expect. You want an agent to tell you the good, the bad and the ugly no matter what happens,” Fisher says.

Prepare the House For Sale

Unless you decide to sell your house as is, you need to prepare it to be listed on the market and shown to potential buyers. The length of time it takes to prepare the home will depend on how much maintenance and work the owner has already put into it.

According to the Bright MLS survey conducted in December 2024, more than half of buyers (56.1%) said that it was “very important” to buy a move-in-ready home over one that requires any updating. Putting in the extra effort to prepare your home makes it more marketable. Not only can you ask for a higher price, but it could also mean a faster sale.

List and Show the Property

Once everything is prepped, it’s time to price your home and list it on the market. After your home is listed, your real estate agent can schedule showings and greet potential buyers when they visit the property.

Although the average home sits on the market for about 54 days before going under contract, it could take more time or less before you accept an offer. The days on market can also depend on when you list your home. Research shows that November, December, January and February are the slowest months throughout the year and may even be less profitable.

Accept an Offer

After an offer is received, the response time may depend on the contract. Some contracts set offer time limits – 24, 48 or 72 hours – to dictate how long each party has to respond. Once it expires, the contract is void and a new offer must be submitted.

If there’s no contractual time limit, most agents, buyers and sellers follow common courtesy to respond within a few days after receiving an offer or counteroffer.

Appraisal and Inspection

After accepting an offer, the buyer’s mortgage lender may require an appraisal of the property to determine the fair market value. How long the appraisal process takes depends on the complexity of the appraisal as well as the appraiser’s schedule and workload. This can take anywhere from a few days to a few weeks.

An inspection may also be required before closing and usually takes place within seven to 10 days after an offer is accepted. This typically takes a few hours and then a day or two to write the report; however, this also depends on the size and condition of the property.

Negotiations

If the contract contains an appraisal or inspection contingency, the potential buyer can negotiate repairs or walk away from the deal if there are any problems.

According to the National Association of Realtors’ February 2025 Realtors Confidence Index Survey, 13% of contracts had a delayed settlement within the past three months. Of those delayed contracts, 7% were delayed due to appraisal issues.

Closing

At closing, the buyer and seller will be able to review and sign the closing documents. Redfin estimates that the median number of days to close on a home after going under contract was a little over 24 days. However, the length of time it takes to get to the closing table depends on the buyer’s mortgage lender, loan type and the current housing market.

Source: realestate.usnews.com ~ By: ~ Image: Canva Pro