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SOLD – Albers Rd. Modesto, 46.9ac Young Almond Ranch

Albers Rd. Modesto, 46.9ac Young Almond Ranch
SOLD – Premium Young Almond Ranch, Dry Creek Location. Welcome to an exceptional almond operation where superior water resources, young productive trees, and stunning natural beauty come together on gently rolling terrain. This meticulously managed ranch represents both immediate agricultural income and long-term investment value in one of California’s premier almond-growing regions. Water security defines successful almond production, and this ranch delivers with dual sources that ensure reliable irrigation throughout the growing season. MID surface water, delivered through a robust 40 HP booster pump, combines with a substantial 12-inch agricultural well to provide the consistent water supply that maximizes yield and tree health. The ranch efficiently irrigates in two sets, demonstrating thoughtful infrastructure design that optimizes water management and operational efficiency. The orchard itself showcases Independence variety almonds on Viking rootstock, planted in December 2024. These young trees are off to an excellent start and already looking strong, positioned to deliver increasing yields as they mature into full production. The Independence variety is prized for its high-quality kernels and reliable performance, while Viking rootstock provides enhanced disease resistance and vigor, a winning combination for long-term profitability. Beyond the agricultural excellence, this ranch offers something increasingly rare: natural beauty and homesite potential. The gently rolling topography creates visual interest and provides excellent drainage, while the elevated portions of the property offer incredible views that stretch across the landscape. Imagine building your dream home here, where you can oversee your operation while enjoying the sweeping vistas and peaceful atmosphere that define premium rural living. This is more than an almond ranch, a complete agricultural estate where productive farmland meets lifestyle opportunity. With established water rights, young healthy trees, and stunning homesite potential, Dry Creek represents an investment in both prosperity and quality of life.
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SOLD – 625 N. Hopper Rd. Modesto, 4bd/4ba/20ac Ranch

SOLD - 625 N. Hopper Rd. Modesto, 4bd/4ba/20ac Ranch

SOLD – Dry Creek Mansion-Luxury Estate on 20 Spectacular Acres. Perched above the stunning Dry Creek landscape, this magnificent, nearly 4,000-square-foot estate offers an extraordinary blend of sophisticated living, agricultural income, and breathtaking natural beauty. With 4 bedrooms and 4 full bathrooms, this is where panoramic views meet productive farmland and elegant entertaining spaces open to your own private paradise. Rich hardwood floors flow through expansive living areas designed for both daily comfort and grand-scale entertaining. Step onto the wood deck balconies to discover captivating views that sweep across Dry Creek’s winding path, enormous heritage oak trees, neighboring vineyards, and rolling farmland stretching to the horizon. These ever-changing vistas remind you why you chose country living. The gorgeous kitchen features newer appliances and a perfectly scaled layout that naturally draws people together, whether preparing quiet family dinners or hosting celebrations. Outside, the park-like backyard centers around a sparkling pool, the perfect focal point for summer gatherings and tranquil relaxation. Recent updates ensure move-in readiness: newer paint throughout, newer roof, newer hardwood floors, and two newer HVAC systems guarantee year-round comfort. Beyond the estate, twenty magnificent acres unfold in layers of beauty and productivity. Dramatic bluffs provide commanding views while open pasture offers endless possibilities. The fenced pasture area suits horses perfectly, complete with a substantial barn for animals and equipment storage, ideal for an FFA Project. 10 acres of high-performing Independence variety almond trees, planted in 2017 at 14×21 spacing, provide reliable agricultural income (yearly average between 3000#-4000# over the last 5 years). These mature, productive trees benefit from an agricultural well, delivered through an efficient double drip line to maximize yield, and MID irrigation surface water. This is the complete package: a stunning mansion, income-producing agriculture, and twenty acres of secluded privacy where luxury living and productive land unite in perfect harmony.

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SOLD – 306 California Ave, Oakdale

SOLD - 306 California Ave, Oakdale

SOLD – A Craftsman Beauty Like No Other. Step into a piece of living history. This one-of-a-kind Craftsman home captures the warmth and soul of a bygone era without sacrificing the comforts of today. Original hardwood floors, lovingly refinished, greet you at the door and carry you through sun-drenched rooms filled with character: custom inlaid ceilings in the generous dining room, abundant built-ins at every turn, and a charming country kitchen with newer appliances and a light-filled breakfast nook. The flexible floor plan offers a large downstairs bedroom currently used as the master suite, plus two additional bedrooms upstairs connected by a Jack and Jill bath. A private downstairs office with its own entrance adds versatility, ideal as a home business, guest suite, or fourth bedroom. Outside, the living is just as good. Relax on the sweeping wrap-around front porch, shaded by magnificent mature trees on a prime corner lot. Entertain poolside beneath the cabana, where a fully replastered pool with newer equipment awaits. The 9-year-old roof means peace of mind from day one. Big Trees. Big Porch. Big Corner Lot. Homes with this much heart, history, and outdoor living rarely come available. 

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1636 Peacock Dr. Turlock, 3bd3ba/ 2420sf

1636 Peacock Dr. Turlock, 3bd3ba/ 2420sf

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$768,000 – Custom Peacock Estates Home – A Must See! Welcome to this stunning custom home in the desirable Peacock Estates, offering approximately 2,420 square feet of turn-key living. This home features solar, newer windows, newer HVAC, and a newer roof, making it as efficient as it is beautiful. Step outside to your own park-like backyard, complete with a custom pool, lush grass, and total privacy. The long driveway leads to a 2-car garage with convenient drive-through access into the backyard, perfect for storing a boat, toys, or extra vehicles. Inside, the spacious kitchen is a true showstopper, featuring a dining bar, cozy nook, and formal dining area. Newer appliances, granite counters, and abundant built-ins make this kitchen both stylish and functional. The home offers separate family and living areas, each anchored by a cozy fireplace and thoughtful views throughout. The master suite is a private retreat with its own fireplace, an updated bathroom featuring a jetted tub, a walk-in shower, and a generously sized walk-in closet. This is a rare opportunity to own a truly special home in one of the area’s most sought-after neighborhoods. Big Lot, Hardwood Floors, Grand Entrance, Special Touches throughout, Don’t miss it!
Interior Details
  • Appliances: Built-In Electric Oven,Dishwasher,Disposal,Microwave,Electric Cook Top
  • Architectural Style: Contemporary
  • Bathrooms Full: 2
  • Bathrooms Partial: 1
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 3
  • Building Area Total: No
  • Fireplace Features: Master Bedroom,Family Room
  • Fireplaces Total: 2
  • Flooring: Carpet,Tile,Wood
Utilities
  • Cooling: Ceiling Fan(s),Central
  • Electric: 220 Volts
  • Heating: Central,Fireplace(s)
  • Utilities: Public,Sewer Connected
  • Water Source: Public
Exterior Details
  • Garage Spaces: 2
  • Horse Y N: No
  • Roof: Composition
  • Spa Y N: No
  • View: City
Community Information
  • Area Short Display: 20302
  • Association Y N: No
  • Census Tract: 39.07
  • County Or Parish: Stanislaus
  • Covered Spaces: No
  • Cross Street: Berkeley and Johnson
  • Directions: Highway 99 to Monte Vista-East. Right on Berkeley. Left on Peacock. Right Side.
  • Senior Community Y N: No
  • Zoning: RES
School Details
  • Elementary School District: Turlock Unified
  • High School District: Turlock Unified
  • Middle Or Junior School District: Turlock Unified
  • School District County: Stanislaus
Other Property Information
  • Construction Materials: Stucco,Frame
  • Elevation: No
  • Entry Level: No
  • Foundation Details: Raised
  • Green Verification Year: No
  • Home Warranty Y N: No
  • Laundry Features: Inside Area
  • Living Area: 2420
  • Lot Features: Auto Sprinkler F&R
  • Lot Size Acres: 0.1768
  • Lot Size Dimensions: Approx. 7700sf
  • Lot Size Square Feet: 7701
  • Main Level: Living Room,Dining Room,Family Room,Partial Bath(s),Garage,Kitchen
  • Number Of Buildings: No
  • Number Of Lots: No
  • Open Parking Spaces: 4
  • Parcel Number: 073-028-035-000
  • Parking Features: Detached,Drive Thru Garage,Garage Facing Front
  • Parking Fee: No
  • Parking Total: No
  • Pool Features: Built-In
  • Pool Private Y N: Yes
  • Property Sub Type: Single Family Residence
  • Room Baths Other Features: Granite,Tub w/Shower Over
  • Room Dining Room Features: Breakfast Nook,Formal Room,Dining Bar,Dining/Family Combo
  • Room Family Room Features: View
  • Room Kitchen Features: Pantry Cabinet,Granite Counter,Island,Kitchen/Family Combo
  • Room Living Room Features: View
  • Room Master Bathroom Features: Shower Stall(s),Double Sinks,Granite,Jetted Tub
  • Rooms Total: No
  • Seating Capacity: No
  • Stories Total: No
  • Subtype Description: Custom,Detached
  • Topography: Level,Level
  • Upper Level: Bedroom(s),Master Bedroom,Full Bath(s)
  • Year Built: 1989
Financial Information
  • Association Fee: No
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PENDING SALE – 1640 N Quincy Road, Turlock 4bd/2ba/2037sf

1640 N Quincy Rd Turlock

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PENDING – $699,900 – Turlock Custom Home! Discover truly elegant living in this Custom 2,037sf home in North East Turlock, offering 4 bedrooms and an abundance of thoughtful features ready for its next owner to enjoy. Gourmet Kitchen, Hardwood Floors, Enormous Great Room, and Custom Cabinetry. The main patio is generously sized, fully covered, and fitted with a motorized privacy shade, making it perfect for entertaining or quiet relaxation. It is prewired for a 110v hot tub and equipped with a natural gas outlet for effortless BBQ nights, all overlooking a beautifully landscaped, low water backyard where the turf looks remarkably real. At the heart of the home, the spacious kitchen is a true showpiece, featuring top quality cabinetry with heavy duty hardware, slide out shelves and organizers, soft close doors, and full extension drawers. Granite counters, a wet bar, a dual fuel range with double ovens, and a skylight complete this exceptional space. The bathrooms carry the same level of craftsmanship, with custom quality cabinets, heavy glass shower doors, and gorgeous countertops throughout. This home is filled with upgrades that make everyday living easier and more comfortable. Enjoy custom closet organizers, a central vacuum system, a new water heater with hot water recirculation, and HEPA air filtration on the central heat and air. The home is pre-plumbed for soft water and includes a new electrical panel ready to accommodate future solar, insulated garage doors, extra attic insulation, dual pane windows, and a whole house fan for energy efficient comfort year round. LED lighting, automatic sprinklers front and back, leaf screens on the gutters, and landscape lighting add convenience and curb appeal, while floor outlets in the great room and a sound deadening wall in the master bedroom bring an added layer of function and privacy. Backing to a grass basin, this property offers a peaceful, park-like setting with added privacy that is hard to find. A carport, an elegant kitchen, and a true great room round out this exceptional East Turlock home. This is a rare opportunity to own a residence where every detail has been carefully considered. An incredible 6 sliding glass doors bring the outdoors in, opening to 2 private patios that flank the home. A Must See!!

Interior Details
  • Appliances: Free Standing Gas Range,Dishwasher,Disposal,Microwave
  • Architectural Style: Contemporary
  • Bathrooms Full: 2
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 4
  • Building Area Total: No
  • Fireplace Features: Wood Stove
  • Fireplaces Total: 1
  • Flooring: Laminate,Tile,Wood
Utilities
  • Cooling: Ceiling Fan(s),Central
  • Electric: 220 Volts
  • Heating: Central,Wood Stove
  • Utilities: Public
  • Water Source: Public
Exterior Details
  • Carport Spaces: 1
  • Fencing: Back Yard,Wood
  • Garage Spaces: 2
  • Horse Y N: No
  • Land Use: Residential
  • Road Responsibility: Public Maintained Road
  • Roof: Tile
  • Spa Y N: No
  • View: City
Community Information
  • Area Short Display: 20302
  • Association Y N: No
  • Census Tract: 36.08
  • County Or Parish: Stanislaus
  • Covered Spaces: No
  • Cross Street: Hawkeye and Castleview
  • Directions: Fulkerth Exit off Highway 99, Go East, Fulkerth turns into Hawkeye at Golden State, Continue East on Hawkeye until you reach Quincy, Turn Left on Quincy, Property is 2nd on the Right.
  • Senior Community Y N: No
  • Zoning: RES
School Details
  • Elementary School District: Turlock Unified
  • High School District: Turlock Unified
  • Middle Or Junior School District: Turlock Unified
  • School District County: Stanislaus
Other Property Information
  • Construction Materials: Frame,Wood,Wood Siding
  • Elevation: No
  • Entry Level: No
  • Foundation Details: Slab
  • Green Verification Year: No
  • Home Warranty Y N: No
  • Laundry Features: Cabinets,Sink,Electric,Inside Area
  • Living Area: 2037
  • Lot Features: Auto Sprinkler F&R,Shape Regular
  • Lot Size Acres: 0.1951
  • Lot Size Dimensions: Approx. 8500
  • Lot Size Square Feet: 8499
  • Main Level: Bedroom(s),Living Room,Family Room,Master Bedroom,Full Bath(s),Garage,Kitchen,Street Entrance
  • Number Of Buildings: No
  • Number Of Lots: No
  • Open Parking Spaces: No
  • Parcel Number: 073-023-005-000
  • Parking Features: Attached,Garage Door Opener,Garage Facing Front
  • Parking Fee: No
  • Parking Total: No
  • Patio And Porch Features: Covered Patio
  • Pool Private Y N: No
  • Property Sub Type: Single Family Residence
  • Room Baths Other Features: Shower Stall(s),Quartz
  • Room Dining Room Features: Breakfast Nook,Dining Bar,Formal Area
  • Room Kitchen Features: Granite Counter,Island w/Sink
  • Room Living Room Features: Cathedral/Vaulted
  • Room Master Bathroom Features: Shower Stall(s),Walk-In Closet,Quartz
  • Room Master Bedroom Features: Outside Access
  • Rooms Total: No
  • Seating Capacity: No
  • Stories Total: No
  • Subtype Description: Custom,Detached
  • Topography: Level,Level
  • Year Built: 1987
Financial Information
  • Association Fee: No
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SOLD – 5114-5116 South Ave, Empire

SOLD - 5114-5116 South Ave, Empire

SOLD – Ranchette in Town with One-Acre with 2 houses. Main House is 1204sf with 3 bedrooms/1 Full Bath. Hardwood Floors with Character. Lots of Built-ins with Good Size Rooms, Mud Room, Service Porch for additional storage, and pantry area. ADU unit of 384sf with Kitchenette and Full Bathroom. MID acreage with Surface Flood water. Outbuildings for storage and an old Horse Barn. Many Fruit Trees, Oak Trees, and Shady Area to absorb this beautiful backyard.

 

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Should I Buy a House? How to Tell If You’re Ready

Should I Buy a House? How to Tell If You’re Ready

Take an in-depth look at your goals and priorities, as well as your finances, before you begin house hunting.

Key Takeaways
    • You may be ready if you have steady income, decent savings and you’re ready to stay in one place for a while.
    • Consider your willingness to handle (or pay for) home maintenance, landscaping and major repairs.
    • If your credit score needs work or you’re paying off major debt, it’s often smart to tackle those goals first.
    • Despite any pressure you might feel, you don’t need to buy a house to “be an adult.”
Buying a house is one of the most significant financial decisions you’ll ever make. Beyond altering your financial picture, buying your first home also represents a substantial lifestyle change. In terms of the impact on your day-to-day, homeownership is right up there with finishing school or having a child.
If you’re wondering whether you’re ready to buy a house, here’s a cheat sheet showing what you might factor into the decision. In some cases, all you need to do is run the numbers; others may require some soul searching. Once you’ve gone through this list, you’ll have a better idea of whether you’re ready to buy a house.

Five signs that you should feel good about buying a house

Of course, this isn’t a checklist or a quiz, so it’s not like all five are must-haves. But if these sound like you, you may already have started down the path to homeownership.

1. You’ve got a steady income

Having regular money coming in is important for obvious reasons, like paying your bills, but also for getting a home loan. Your income is one way mortgage lenders gauge whether you’ll repay the loan.
If you don’t have steady employment or a solid work history, it can be harder to qualify for a mortgage. Most mortgage lenders will request documentation showing an employment history of at least two years.

2. You have solid plans for the immediate future

Buying a house is a commitment and selling is far more complicated and costly than breaking a lease.
You want a place where you’ll be comfortable now but also one that could meet your future needs. For example, if you know you want kids, consider buying a three-bedroom now to spare yourself the hassle of selling your starter home with little ones underfoot.

3. You’ve built up savings for a down payment

Saving up for a down payment is one of the biggest hurdles on the path to homeownership.
Contrary to popular belief, you don’t have to put down 20%. Depending on the type of home loan you’re using, the typical down payment on a house is usually 3% to 10% of the purchase price. And home loans with no down payment are available, too.
You’ll also need money for closing costs. Those will run about 2% to 5% of the total price. Having savings socked away for these expenses puts you much closer to homeownership.

4. You’re ready to take responsibility

Owning a house comes with routine upkeep, occasional big repairs and no landlord to lean on.
Be realistic about giving up some of your weekends and other free time for home maintenance, even with a new home. You can pay someone else to do these things, but keep in mind that’s another expense.
Want to skip a bit of the work? Buy a condo instead of a house. You’ll have less autonomy, but those homeowners association (HOA) fees often pay for some maintenance costs, such as raking leaves or snow removal.

5. You can afford a location that meets your needs

Buying a house just because you can afford a house is not the same as buying a place where you actually want to live. If you love your walkable city lifestyle but can’t afford to buy there, renting may be best for now.
Found a neighborhood that fits your lifestyle and your bank account? You’re probably ready to start looking at houses there. That said, you may need to make tradeoffs — for example, compromising on your commute for a better school district. This isn’t just an investment; it’s your home. It’s best to buy in a place that really works for you.

Five signs that you should probably postpone buying a house

Think of these as yellow lights. Not necessarily a hard stop but rather a “proceed with caution.” And bear in mind that these can change as your perspective and plans evolve or, in other cases, by shoring up your finances.

1. You’re reacting to pressure from friends or family

Yes, it might feel like all your friends have posted photos of themselves standing on a front porch with the caption “so we did a thing.” But it’s OK to just keep scrolling.
If you don’t feel ready to buy a house, it doesn’t matter if it’s a solid investment or a sign of being a grown-up or whatever people are telling you — right now, it’s not for you. So whether you’re happy with where you are or you want to be better prepared before you buy, there’s no rush. Market conditions change, but the housing market is always there.

2. Your credit score could use some work

Your credit score lets lenders know how likely you are to pay back a loan on time, so it’s one of the most important considerations for getting a mortgage.
The higher your credit score, generally, the lower the interest rate. The best interest rates (and most loan choices) go to borrowers with scores in the mid-700s and above. If your credit score is near or below 600, it’s still possible to get a mortgage, but you might have trouble qualifying with many lenders.
Did you know…

FHA loans, backed by the Federal Housing Administration, have more flexible credit score requirements than conventional loans. With a score of 580, you could qualify with a 3.5% down payment. If your credit score is 500 to 579, you could qualify if you make a 10% down payment.

If you’ve experienced credit challenges, consider improving your credit before starting your house hunt. That might mean waiting longer to become a homeowner. However, it could help you qualify for a mortgage with more favorable terms and save you money over time.

3. You’ve got significant debt

Mortgage lenders don’t just look at the cash you have coming in. They also look at your debt using a calculation called debt-to-income ratio, or DTI.
To come up with this number, lenders divide your total monthly debt obligations (such as student loans, car payments and credit card debt) by your pretax income. Most lenders want borrowers to have a DTI that’s 36% or less. If your DTI is higher, it’s wise to work on paying down that debt — without taking on any new obligations — before considering buying a home.

4. You don’t want to be tied down

Are you dreaming of extensive travel? Are you considering going back to school or taking some time off from the grind to think about what you really want to do with your life? Awesome. But these aren’t necessarily compatible with being a new homeowner.
Unless you’ve got a co-borrower who’s willing to support you, making a change that substantially drops your income could jeopardize your ability to pay your mortgage. And an itinerant lifestyle makes it hard to stay on top of a home’s upkeep. When maintenance issues pop up or emergency repairs are needed, someone ought to be there. A burst pipe is bad enough when you’re home; it’s a zillion times worse when you come home to the damage later.

5. Your mortgage payments would stretch your budget

Rising home prices and the many costs beyond a mortgage make affordable homeownership harder to find.
Use a guideline like the 28/36 rule to avoid becoming house poor: Put no more than 28% of your gross or pretax income toward homeownership costs and cap debt payments (including your mortgage) at 36%.
If your mortgage payment would leave little to no wiggle room in your budget and shifting your search to less-expensive houses isn’t an option, buying a home might not be the right move for you — at least not right now.
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SOLD – 2136 Ellesmere Ct Turlock, 2bd/2.5bth 2354sf

Fantastic NE Turlock Home and perfect for the Empty Nester!! Redesigned by Conrad Sanchez this home offers sleek lines, luxury spaces, and well thought out living. The front office includes built-in cabinetry, and large doors that will provide a quiet working space as needed. Separate family and living rooms with tall ceilings, automatic fireplace, and open-concept. Kitchen offers a walk-in pantry, beautiful granite counters, baker’s pantry, and oversized island that allows for extra dining. The laundry includes a sink, lots of cabinetry and double sliding doors allowing it to be closed off when needed. Guest bedroom includes it’s own bathroom, while the master bedroom offers a large dressing room with built-in cabinets and vanity. Opening from the main living area, outdoor living is the theme for this backyard! Beautiful trees for privacy, tech-decking and well placed decor make this space a retreat! The garage is finished with cabinets, and sealed floors. (More pics by 9/28)

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SOLD – 850 Miraggio Dr. Patterson

SOLD - 850 Miraggio Dr. Patterson

This is a beautifully updated home located in the desirable Miraggio subdivision of Patterson. Featuring an open-concept design, the spacious living and dining areas are anchored by a cozy gas fireplace and flow effortlessly into the heart of the home, the kitchen creating the perfect space for both everyday living and entertaining. The recently updated kitchen offers freshly painted white cabinetry, recessed lighting, warm granite countertops, and abundant storage, including an island with pull-out drawers. Equipped with a double oven, electric glass cooktop, and vented microwave, it is as functional as it is inviting. A charming breakfast nook and extended bar seating for 5-6 people provide additional space for casual dining and gathering. All four bedrooms are generously sized with large closets, while the expansive primary suite comfortably accommodates a California King bed with room to spare. The upgraded walk-in closet offers enhanced storage, and the ensuite bath features a private shower and commode area separated from the vanity for added convenience. Additional highlights include new vinyl plank flooring throughout, an indoor laundry room with overhead cabinetry, and thoughtful updates that make this home truly move-in ready. Step outside to enjoy the freshly landscaped backyard with new grass, two side access gates, and a pergola that creates the perfect setting for outdoor relaxation or entertaining. This home offers the ideal blend of modern updates, spacious living, and a prime locationready for its next owner to enjoy.

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SOLD – No Street Address, Turlcock

SOLD - No Street Address, Turlcock
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